The Rettie Blog

If you're feeling the pinch as a landlord in the current climate, and you're worried about the upcoming changes in EPC legislation, don't panic, we're here to help. Interest rates are changing at their quickest pace seen in over a decade. If you are within 6 months to the end of your current deal then act now, as remortgaging could help to ease the pressure.

We are all seeing the headlines about mortgage products being withdrawn or changed. In these changing times, expertise has never been more important. Although it is a turbulent time, you don’t need to be in it alone. Talking to us can really help.

As one of the most trusted and well-respected names in property, earlier this year we launched Rettie Financial Services. Offering expert advice on mortgages, personal protection, and insurance, our team will work with you to find the product and deal that is right for you and your requirements.

Hefty deposits are usually what stands in the way of a first time buyer taking their first steps onto the property ladder. Often first time buyers can afford the monthly repayments, but just don't have the lump sum for a deposit. That's why many people are turning to their parents for help: enter the bank of Mum and Dad.

You don't have to keep the same mortgage for the entire period of your loan. In fact, doing so could cost you thousands of pounds extra over the repayment period.

Many of us will know someone who has died or suffered a critical illness, which can have devastating effects on those around them. Whilst our lives may be going well, none of us know what is around the next corner, but it is at this point that plans should be made, so should something go wrong, you are protected, and your finances do not become a problem. For most people, their mortgage is their largest financial commitment, and should the worst happen, it would be good to know that your mortgage payments will be maintained, or that your mortgage would be paid off.

Taking out protection cover and putting the policy into trust can help you protect the financial future of your family and provide them with security and peace of mind. It can mean the right people will benefit from your policy at the right time. Putting your policy in trust can be done for no extra cost.

If youre looking to apply for a mortgage, theres a few things youll need to sort out first.We call it getting mortgage ready. Bob Duncan shares some expert advice, hints and tips to help get you started.

Is now the right time to fix your mortgage? With the base rate at 0.75%, the highest since March 2020 when Covid restrictions began, fixing your mortgage might be an options you should consider.