At Rettie Financial Services, we understand the complexities and variables of the Buy to Let market, such as Loan to Value (LTV) metrics, rental stress tests and portfolio lending.

We can guide you at every stage, from preparing your property search and putting you in touch with a trusted solicitor, to putting in your offer.

Whether you’re looking to complete your first Buy to Let purchase or already maintain a portfolio of properties, our access to more than 12,000 mortgages from over 90 lenders means we can help you find competitive rates and deals not available on the High Street, including the lowest deposit LTV buy to let mortgages available on the market.

There is no guarantee that it will be possible to arrange continuous letting of your property, nor that rental income will be sufficient to meet the cost of your mortgage.

  • "The team of Paul, Rajinee and Megan could not have worked any harder for my husband and I during the whole mortgage process. They turned what could have been a very painful process into something so easy. They were there to answer any questions, explained everything so well and basically held my hand through the entire thing. Their advice and encouragement throughout really helped to keep us sane and we cannot thank them enough for such marvelous work and excellent recommendations. Thank you. 🙏🏾"

    IB MacKechnie
  • "We are so happy we used Rettie Financial Services Glasgow team for our mortgage. They supported us every step of the way and when things got complicated they swiftly resolved issues and gave us every confidence. Their knowledge of the market and contacts are excellent adding huge value to their services."

    Victoria Smith

    At Rettie we understand.

    At Rettie Financial Services we understand that everybody’s property journey is unique. That’s why we’re with you every step of the way. Whatever your mortgage, insurance or other financial needs, and however complex your challenges, we have the expertise and experience to provide a tailored service that will deliver for you.

    Outstanding Customer Service

    Rettie Financial Services excels in speed, expertise and customer satisfaction. Our commitment to you extends beyond transactions, providing financial and emotional support throughout your journey.

    Personalised Solutions

    We bring a personal touch to every interaction, taking time to understand and address your unique financial requirements. No matter how intricate and complex your needs, we have the experience and know-how to identify and deliver an innovative personal solution that’s right for you.

    A Proven Approach

    Our highly experienced Mortgage & Protection Advisors have a proud track record in delivering a supportive, quick and hassle-free service, evidenced by a constant stream of 5 star reviews from satisfied clients.

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    Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

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    Letting With Rettie

    For Landlords, we offer a bespoke service that can be tailored to your specific needs. We have exceptional customer service and provide our landlords with a dedicated portfolio manager, giving a single point of contact and bespoke support, to take the strain out of letting your property. Our unrivalled local market knowledge and effective marketing will ensure that you achieve your letting goal, maximise your returns and minimise any void periods.

    For tenants we offer an unrivalled selection of property and a pro-active and friendly service to help you find the perfect property to rent.

    Rettie Financial Services Ltd is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

    Rettie Financial Services Ltd. Registered Office Address: Deuchrie, Dunbar, East Lothian, United Kingdom, EH42 1TG. Registered in Scotland Number: SC711925.

    There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

    For insurance business we offer products from a choice of insurers.

    Your property may be repossessed if you do not keep up repayments on your mortgage.