What is Private Clients Insurance?
Private Client insurance provides bespoke insurance policies combined with a higher level of service for the more discerning individual and their families who require cover for more complex personal insurance requirements and lifestyle.
Key Benefits of Private Clients Insurance
You will save time and money, be covered correctly with an insurer offering the widest levels of cover with very little “small print” and supported by an independent broker who will get to know you and understand your individual requirements.
Types of Private Clients Property Insurance
High value homes, including listed properties, 2nd homes, UK holiday homes, overseas properties, rural and country estates. Cover can be extended to include Contents, Fine Art and Antiques, Jewellery/Watches and Collections.
Why Private Clients Insurance is Essential for High-Value Properties?
A “standard” or “off the shelf” household insurance policy will not be as comprehensive as you think and will normally include detailed and confusing language as to what is but more importantly what is not covered. A Private Client broker will eliminate all the uncertainty and will arrange cover to meet your requirements and provide the best possible protection for your home and belongings.
Customised Coverage Options for Private Clients
The main areas covered by Private Client insurance is as follows:-
- High Value Home and Contents Insurance
- Fine art, Antiques and Collections
- Jewellery and Watches
- Listed Properties
- Non-Standard Properties, including Renovations/Works
- High Value and Prestige Motor Vehicles
- Holiday and Second Homes
- Yacht and Boat
- Travel Insurance
Understanding the Costs of Private Clients Insurance
Premiums will differ depending on the value of your insurance and the risk involved.
How to Make a Claim on Your Private Clients Insurance
In the unfortunate event you need to make a claim, the broker should be your first point of contact and will act on your behalf to ensure a smooth and speedy recovery following the loss.
The Role of a Private Clients Insurance Broker
To provide independent and specialist advice, the broker will take the time to understand your lifestyle, personal circumstances and appetite for risk and will then use all the information gathered to source the right insurance product from a panel of insurance providers to meet your needs.
These firms look to develop long-term relationships with our clients by providing simple, concise, and professional advice related to their insurance and risk management needs. Each of these specialist firms takes the time to find the right protection for you and will make sense of insurance in a way that means something to you.
For insurance business we offer products from a choice of insurers.