Our Structured Finance team provides innovative funding solutions for both private and public sector developments. We are experts in all project stages including: initial financial modelling; JV/contract structuring; sourcing and securing short- or long-term funding; legal negotiations; public sector procurement; and asset management and rental.

  • Matthew Benson
    Director - Development Services
  • Sandy Gilmour
    Associate Director
  • Callum Beattie
    Development Services Senior Associate

Why Choose Rettie

Dedicated Team

Our finance team works closely with all other departments in Rettie and as independent consultants across a broad range of projects, from single unit sales to strategic masterplans.


We deliver funding solutions for a wide range of residential developments, alongside mixed use and cross sector schemes. For example, we have agreed re-financing packages for construction contracts worth £31.4m.


Our finance team draws on the resources of Scotland's largest private sector property research team. This team provides thorough and bespoke analysis to our finance staff, all based on reliable and up-to-date information.

Award Winning

We have won numerous awards for projects that have been facilitated by our funding expertise. We have had particular success in the affordable housing sector.


  • Rettie's deep multi-layered understanding of Scotland's housing market has been vital in supporting this deal. The firm's market leading position, strategic thinking and its understanding of the legislative and political context was vital in supporting such a major milestone for Moda Living and for Edinburgh's property market.

    Tony Brooks, Managing Director, Moda Living Ltd
  • PfP Capital are delighted to be working with Rettie. The firm's extensive development experience, exceptional research base and track record in organising the funding and delivery of mid-market rent homes in Scotland over the last 5 years makes them a natural fit as advisor to PfP Capital's mid-rent fund.

    Chris Jones, Managing Director, PfP Capital
  • The team at Rettie supported us through our promotion of Edinburgh's Garden District. Their recent analysis of Phase 1 Redheughs Village played an important part in us securing a positive planning result.

    Jestyn Davies, Managing Director
  • We are delighted with the outcome of this initiative. Rettie brought us the investment proposal, backed by detailed analysis and research. Their team has delivered on the project on time and on budget. The exceptional demand for the homes that have been built underpins the viability of this type of collaborative development, which is delivering precisely the long-term yields our institutional investors are looking to achieve, as well as developing the available site at Western Harbour to the benefit of the local community.

    Stuart Paterson, Chief Financial Office at Forth Ports
  • Since partnering with Rettie in mid-2016, Pinnacle Places has been nothing less than impressed with the way they have conducted the day-to-day management of the Greenlaw Park site in Newton Mearns. Led by Portfolio Manager Katrina Westhead, under the supervision of Letting Manager Grace Reilly, Rettie has been both attentive and conscientious to tenants' needs and to Pinnacle Group's business needs as a whole. We very much look forward to a continued and productive working relationship in the future.

    Nick Marston, Property Manager, Pinnacle Places