Green Home Improvements with Halifax

Whether you're purchasing a new property, remortgaging, or borrowing more to fund home upgrades, the idea of enhancing your home’s energy efficiency is likely on your mind. With energy prices continuing to rise and the increasing emphasis on sustainable living, many homeowners are turning to green home improvements such as better insulation, modern heating systems, or renewable energy installations. To support these efforts, Halifax, one of the UK’s largest lenders, offers a unique incentive that can make these upgrades more affordable, regardless of your home's current Energy Performance Certificate (EPC) rating.

Many UK homes still have low EPC ratings of D, E, or even F, making energy efficiency improvements both necessary and potentially costly. Traditional green incentives often focus on homes that are already efficient, leaving those with lower ratings in need of more substantial investments. This is where Halifax’s Green Living Reward comes in, offering up to £2,000 cashback for eligible home improvements that focus on renewable energy and energy efficiency upgrades.

In addition to Halifax’s Green Living Reward, homeowners can also benefit from various government grants and schemes designed to support energy-efficient home improvements, by combining Halifax’s Green Living Reward with these government grants, you could significantly reduce the financial burden of making your home more energy-efficient.

Halifax’s Green Living Reward is designed to support a range of home improvements that can significantly enhance your property's energy efficiency. Here’s a breakdown of what you can claim.

Heating

• Air source heat pump or Ground source heat pump – £2,000
• Biomass pellet boiler or Solar thermal heating – £500

Solar

• Battery for solar storage or Solar panels (Photovoltaics) – £1,000

Windows

• A-rated double/triple glazing (when replacing single glazing) or Secondary glazing – £500

Insulation

• Cavity wall insulation (including party wall)
• Flat roof insulation
• Loft and pitched roof insulation
• Room in roof insulation
• Smart air bricks
• Solid floor insulation
• Solid wall insulation
• Suspended wooden floor insulation – £500 per category

With Halifax’s Green Living Reward, you can claim for one improvement per mortgage. If you have more than one mortgage with Halifax, recently switched to a new deal, or borrowed more, you could be eligible for multiple rewards, yes you could claim more than once. This flexibility allows you to target the most impactful areas of your home that need upgrading.

Ready to Make Your Home Greener?

If you're approaching a remortgage or planning significant home improvements or already a Halifax customer considering borrowing more to start home improvements, then now is the perfect time to consider how you can make your home more energy-efficient. By considering Halifax's Green Living Reward with available government grants, you could significantly lower the costs of upgrading your home.

Not Ready to Re-Mortgage?

If you're not ready to re-mortgage but want to know when is the right time then register with Rettie's Free Mortgage Monitoring service to stay updated on mortgage rates and be notified when its best time to remortgage completely free of charge.

Register for Mortgage Monitoring

For the full details on the Green Living Reward from Halifax, and how to claim along with checking your eligibility are available on the link below.

GREEN LIVING AWARD

Please note that this reflection does not constitute mortgage advice. When you speak with your mortgage advisor, they will provide detailed discussions of your options based on your individual circumstances and needs. Regulated by the Financial Conduct Authority (FCA), they ensure that any advice given is tailored specifically to your situation, with recommendations made in your best interest.

Rettie Financial Services Ltd is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Rettie Financial Services Ltd. Registered Office Address: Deuchrie, Dunbar, East Lothian, United Kingdom, EH42 1TG. Registered in Scotland Number: SC711925.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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