Welcome to the Rettie Blog, your go-to destination for all things property-related. Whether you're a seasoned investor, a first-time homebuyer, or simply a property enthusiast, our blog is here to provide you with insightful tips, market trends, and expert advice to help you navigate this exciting world. Join us as we explore the latest property hotspots, share DIY home improvement ideas, and offer valuable insights to make informed decisions in the ever-evolving property market.

Our Property Blogs

Alarming Reduction in SME Home Building Sector
28 Jun 2024

According to an independent research report from Homes for Scotland (HFS) released this week, the proportion of housing delivered by SME home builders has fallen by half since 2017. The proportion of new homes sold by those building between 3 and 49 homes per annum has fallen from around 40 per cent in 2017 to 20 per cent in 2023.

Interest rates, mortgages and savings
27 Jun 2024

Interest rates have risen 14 times in short order from 0.10% in March 2020 to 5.25% in August 2023 where they have remained. Higher interest rates mean different things for different people. An increase in mortgage cost for borrowers versus investment return opportunities for those with savings. In this piece, we partner Rettie Financial Services and Hamilton Financial to look at the interest rate outlook, the impact of interest rates on personal finances and consider several scenarios and what it could mean for both savers and borrowers.

On the airwaves
15 May 2024

Rettie’s Director of Research, Dr John Boyle, has featured in a set of podcasts in recent weeks in which he gives his latest take on market changes as well as the impact of new legislation and how to address Scotland’s housing problems. Each is summarised here with a link to the podcast itself.

Increased confidence for new landlords, but still no sign of any investors.
18 Apr 2024

Existing owners, who through a change in personal circumstances are renting their properties in today’s market, seem very comfortable with the new rent controls. For these circumstantial landlords, the prospect of 6% annual rent increases has been widely accepted as very reasonable and agreeable.

Skipton Building Society Launches 100% Loan To Value Mortgage Product for First-Time Buyers
3 Apr 2024

Are you a first time buyer who's been struggling to save up for a deposit on your dream home? Skipton Building Society may have the solution for you. They've launched a new mortgage product designed specifically for first time buyers who are currently renting. With this product, eligible applicants can borrow up to 100% LTV without needing a deposit, as long as they can demonstrate a track record of paying rent and household bills consistently for at least 12 months within the last 18 months.

Enhancing Edinburgh's Heritage Through Redevelopment
5 Feb 2024

As we head into 2024 and reflect on the previous year we have had, there have been numerous highlights that are worth celebrating.

2023 Rental Market Summary - Edinburgh & Glasgow
1 Feb 2024

From Spring 2023 through to Autumn, demand for rental properties across Edinburgh and Glasgow far exceeded supply, leading to steep competition between tenants and double digit rent inflation. With the 3% rent cap remaining, combined with the rise in interest rates, landlords with vacant properties increased their rents more than in previous years.

Scotland's Housing Need - In the Press
26 Jan 2024

Earlier this week, Rettie released a report on the existing housing need in Scotland.

Rent Control - Time to Act Before October 27th
13 Oct 2023

Background – A New Deal for Tenants … The Government are moving forward with rent control proposals, this includes controlling rents in between tenancies so properties will never be able to revert to the market rate.

Edinburgh Rental Market Summary, September 2023
20 Sep 2023

The Edinburgh housing market is witnessing unprecedented levels of demand for rental accommodation and, most worryingly, an unprecedented shortage of supply.

EWH X Rettie: Take care of the roof over your head
1 Aug 2023

The roof on your home is important. This may seem like the understatement of the year, but for those of us living in Edinburgh's historic tenements, it is easy to forget your responsibility towards your roof.

EWH X Rettie: Getting Your Property Climate Ready
1 Aug 2023

The City of Edinburgh is already feeling the effects of climate change. Increasing levels of rainfall, higher wind speeds, and more extreme and unpredictable weather events pose a number of very real threats to historic buildings. Decaying stonework, mould growth, metal corrosion, and ground instability all affect a building's ability to withstand the effects of climate change, but simple steps such as clearing gutters and renewing paintwork can significantly improve the health of your property.