Rettie Property Research Services

South-West Fife encompasses the city of Dunfermline and its surrounding villages, as well as the settlements of Rosyth, Dalgety Bay and North Queensferry. The area stretches from the picturesque towns of Aberdour and Burntisland to the historic villages further west including Limekilns and Culross. The data shows the stability of the market in recent times as well as above average levels of growth in the last decade. Prime settlements like Aberdour and Limekilns & Charlestown attract significant premiums due to the quality of lifestyle offered. High calibre detached properties are particularly in demand

The Stirling local authority area, comprising the city and its rural hinterland, has one of the highest average house prices in Scotland. The area offers a sought-after lifestyle, quality of property and connectivity, which drives demand. Some of the area’s most desirable settlements command a price premium, notably Killearn, Strathblane and Bridge of Allan. Market activity in the area has shown impressive growth and resilience following a year of constrained supply.

Perth & Kinross combines town and country living in a range of attractive locations, each with their own pull factors. The area is anchored by the bustling city of Perth and offers a diverse range of living options, from attractive rural towns and picturesque villages to a wide selection of houses, traditional steadings and impressive farms and estates. The area has seen sustained demand in recent years, driven in part by the shift towards hybrid working.

The East Lothian housing market continues to be one of Scotland’s most pre-eminent markets, with the third highest average house price in the country.

Rettie's Scottish £1m+ Property Research Report. The Scottish £1m+ market dropped back in 2025, with 478 registered sales (down 7% YoY).

Rettie's February 2026 BTR Market Review. There are now over 5,000 Build to Rent (BTR) homes operating in Scotland and there is a clear potential to get this above 20,000 homes in the next few years.

Scotland’s coastal settlements continue to attract strong demand from homebuyers, with many seaside towns outperforming the national housing market both in price levels and long-term growth. This report examines the performance of Scotland’s coastal housing markets over the past six years, highlighting the dominance of the East Coast and the exceptional desirability of locations such as Elie & Earlsferry, Gullane, Longniddry, St Andrews and North Berwick.

Rettie's Autumn Research Briefing 2025 - The housing market in Scotland has experienced moderate price growth in the year to date up to August (up 3%) and stronger market activity growth (up 5%).

Pressure is slowly starting to ease off the mortgage market after a challenging spell dominated by harsh affordability conditions. Some signs are pointing towards improved lending conditions throughout the remainder of 2025 and into 2026, but the market is fluctuating. Mortgage payments are on a downward trend overall since 2023 and have remained below the average rental payment throughout the second quarter of 2025.

As LBTT marks its 10th anniversary, we’re taking a fresh look at Scotland’s Land & Buildings Transaction Tax, examining receipts and returns over 2024/25 compared with earlier years, and assessing how the new financial year has begun.

Perth and Kinross – A Market in Demand. The area offers some of Scotland’s most beautiful scenery, world-class walking, fishing, golf and overall a fantastic quality of life. The region is also renowned for its cultural and sporting events and for its heritage and historic sights, which include Scone Palace, where Scottish Kings were crowned.

2024 was a record year for £1m+ sales … The overall Scottish residential market has been gently improving in 2024-25 after a tumultuous 18 months in late 2022 and 2023, when the cost-of-living crisis and the infamous UK Mini Budget saw it caught in a swirl of rapidly rising mortgage rates and much market uncertainty.