Rettie's private sector property research team provides thorough and bespoke analysis, based on reliable and up-to-date information, led by Dr John Boyle, who has over 15 years of experience as a property economist. Our researchers provide the very best market intelligence and work across a broad range of projects locally and nationally.
Rettie Mortgage Briefing September 2025
Pressure is slowly starting to ease off the mortgage market after a challenging spell dominated by harsh affordability conditions. Some signs are pointing towards improved lending conditions throughout the remainder of 2025 and into 2026, but the market is fluctuating. Mortgage payments are on a downward trend overall since 2023 and have remained below the average rental payment throughout the second quarter of 2025.
Mortgage Market Briefing February 2023
The calm waters of the mortgage market over the last decade or so have got far choppier in recent months. The very low interest rate environment from the mid-2000s now appears to be at an end as inflationary pressures, predominantly arising from the energy crisis, have led to a sharp rise in interest rates, with mortgage rates being correspondingly affected.
Scottish Winter Market Briefing
2022 was an eventful year by any standards. Russia's invasion of Ukraine triggered a number of significant effects, with rising energy costs fuelling inflation and contributing to an ongoing cost-of-living crisis, while significant political upheaval during the year has led to economic turmoil.