The Rettie Blog

The Housing Bill brings important changes to the private rented sector that will affect how landlords manage and plan their properties. For Rettie landlords, understanding what these changes mean in practice is essential.

The Cabinet Secretary for Finance announced the Scottish Budget, including the government spending commitments and tax plans, on Tuesday 13th January. Rettie's Director of Research & Strategy, Dr John Boyle reviews the key announcement for Housing in Scotland in this blog.

Although I’m from Newton Mearns and still call it home, the West End has always pulled me in with its energy, charm, and streets full of character.

Getting mortgage-ready is one of the most important steps a first-time buyer can take, and the earlier you start, the smoother the journey becomes. Lenders look at more than just income when assessing an application, so understanding how your finances are viewed can give you a real advantage. By focusing on a few key areas in advance, you can strengthen your position, improve your options, and approach your first purchase with confidence.

As we approach the end of 2025, I’ve been reflecting on how much the UK mortgage market has shifted over the past year. From changes in lender offerings to evolving affordability trends, it’s been a year of cautious optimism, innovation and opportunity. This blog takes you through the latest trends, lender updates and what we can expect as we move into 2026.

As the year winds down and life naturally becomes a little slower, many of us begin to think about how and where we want to live in the future. If a move is on your mind for 2026, the New Year offers a calm, optimistic moment to start exploring what that next chapter might look like.

Dr John Boyle looks ahead to 2026 and what it may mean for Scotland's Housing Market.

As the year draws to a close and the holiday season approaches, many of us take a moment to reflect on the past year and plan for the year ahead. While you’re celebrating with family and friends, it’s the perfect time to think about your financial well-being, starting with your mortgage. A little prep now can help set you up for long-term stability and savings.

In the lead-up to the end of 2025, it’s the perfect time to take a step back and assess your financial situation with a financial health check. It’s easy to get caught up in the day-to-day, but regularly reviewing your finances ensures you are on track for your goals and prepared for whatever the future may bring.

As 2025 draws to a close, we're taking a moment to look back on what has been an exceptional year for Rettie Lettings. From major milestones to standout properties and an ever-growing client community, this year has been one of progress, recognition, and continued commitment to delivering industry-leading service across Scotland.

“If you are always pressing the envelope, you will suffer many paper cuts.” (Scott Fahlman) This article is the latest in a series of short summaries contributed by Duncan Reoch, Private Tax Partner at EY Scotland, and his team, to provide insight into lesser-known tax provisions for residential property owners.

As we approach the holiday season, it's easy to get wrapped up in the excitement of presents, food, and family gatherings. But amidst the festivities, it’s important to take a step back and think about your family’s future security.