The Rettie Blog

“The hardest thing in the World to understand is the income tax.” (Albert Einstein) This article is the latest in a series of short summaries contributed by Duncan Reoch, Private Tax Partner at EY Scotland, and team, to provide insight on lesser-known tax provisions for residential property owners.

Welcome to the Autumn/Winter 2025 edition of Prestige Scotland, where we share with you our latest collection of the very best in luxury living across Scotland. As ever, we’re delighted to showcase a number of beautiful properties from our Sales, Lettings and New Homes teams.

A considered lifestyle choice, not just a change of address. In an era where lifestyle has become just as important as location, the G63 postcode, encompassing picturesque villages including Balfron, Croftamie Drymen, Killearn and the surrounding areas, it offers a compelling alternative to urban living.

If you own a family house in Edinburgh or Glasgow and are considering a move away (whether for career reasons, family changes, or a temporary relocation), you may be wondering what to do with your property while you’re gone. Should you sell? Should you leave it vacant? Or could you rent it out? Renting it out is now a clear option.

When it comes to finding the right home, few factors matter more to families than being in the right school catchment. In Scotland, school catchment areas can significantly influence property values, demand, and long-term investment potential. At Rettie, we’ve seen first-hand how homes within the best-performing school catchments command strong interest.

Rettie has been a key part of the Contini family journey. We have been involved in the sale or purchase of almost all of the family homes over the years.

Since 11 July 2025, the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) have introduced the most significant changes to the UK mortgage framework in years; quietly, but powerfully. These reforms target two critical areas: Making it easier for first-time buyers (FTBs) to borrow more and Streamlining the remortgaging process for existing homeowners.

Glasgow City Centre once again came under the world’s media spotlight with Hollywood film crews closing city streets and causing a buzz of excitement across the city as well as creating traffic mayhem.

When it comes to your mortgage, the easiest choice might seem to be sticking with your current lender. But life changes and your mortgage should too. Re-mortgaging is more than just a way to save money; it’s an essential step in aligning your finances with your life goals, both now and in the future.

“Nothing is certain except death and taxes.” (Benjamin Franklin – 1789) This article is the first in a series of short summaries contributed by Duncan Reoch, Private Tax Partner at EY Scotland, and team to provide insight on lesser-known tax provisions for residential property owners.

As I head into my third year with Rettie, I’m thrilled to be representing our fantastic Lettings team here in the heart of South Edinburgh at our Morningside branch. This area holds a unique character and it’s a privilege to support property owners and tenants across such a diverse and dynamic rental market.

At Rettie, we don’t just facilitate property sales, we witness the beginning of new stories. Our next chapter series celebrates what happens after the sale, and today, we're thrilled to share the inspiring journey of The Dundonald in Culross.